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Bank Education Loans

Education-specific loans from Nigerian commercial banks. Use this when NELFUND is unavailable, you study at a private institution, or you need to bridge funding gaps.

Loan ProductProviderAmountInterestTenure
Sterling Bank Education Loan
Bank-funded education loan from Sterling Bank Plc. Designed to cover tuition, ac...		 Sterling Bank Plc Up to ₦15,000,000 18% – 25% per annum Up to 5 years
Stanbic IBTC EduLoan
Bank-funded education loan from Stanbic IBTC Bank. Designed to cover tuition, ac...		 Stanbic IBTC Bank Up to ₦20,000,000 18% – 25% per annum Up to 7 years
First Bank ESchool Plus
Bank-funded education loan from First Bank of Nigeria. Designed to cover tuition...		 First Bank of Nigeria Up to ₦25,000,000 18% – 25% per annum Up to 6 years
Access Bank Education Finance
Education finance facility for Nigerian university students and their parents/gu...		 Access Bank Plc ₦100,000 – ₦5,000,000 12-18% per annum 12-48 months
Fidelity Bank Education Loan
Education loan for tuition, books, and accommodation at accredited Nigerian inst...		 Fidelity Bank Plc ₦100,000 – ₦3,000,000 13-17% per annum 12-36 months
GTBank Education Finance
GTBank student/parent education finance.		 Guaranty Trust Bank ₦50,000 – ₦4,000,000 12-16% per annum 12-36 months
Wema Bank Education Loan
Wema Bank education facility.		 Wema Bank ₦100,000 – ₦2,500,000 13-18% per annum 12-30 months
Union Bank Tertiary Loan
Union Bank tertiary education loan for parents/students.		 Union Bank of Nigeria ₦100,000 – ₦5,000,000 12-16% per annum 12-48 months
Zenith Bank Education Loan
Zenith Bank education facility for tuition and related expenses.		 Zenith Bank Plc ₦200,000 – ₦5,000,000 11-15% per annum 12-48 months
⚠ Compare carefully Bank interest rates change frequently. Confirm the latest rate, processing fee, and collateral requirements directly with the bank before committing.